How you know its cold (Chicago)

There is frost on your doors hinges (on the inside of your house)
Your mail slot is covered with frost (again on the inside of your house)
Putting salt down doesn’t melt anything
Your dog steps in her pee and gets frozen in place

You start to think the XLF should be the govt bail out ETF

Given the weather and the markets I am starting to think the cubs might just win the world series

Finger lenght--Mr. simple sense destined for success

A new study indicates that traders with the lowest 2D:4D ratios where the most successful traders (i.e. index finger: ring finger ratio http://www.ft.com/cms/s/0/6c933c86-e0af-11dd-b0e8-000077b07658.html?nclick_check=1) A quick gander at Mr. Simple Sense’s right hand shows a ring finger which is quite a bit longer than his index finger. I guess that all due diligence from now on will be based on a handshake and examination of my hand which I will pass with flying colors.

The crazy thing is people want simple answers to solve problems. And life just isn’t like that. A checklist will not tease out the truth or predict the future. We desire a rule that can be put in place to avoid financial crises, recessions, fraud and give long life. Eating well may help society live longer at the margin, but it is no guarantee to long life for the individual. Sadly my freakishly long ring finger is no guarantee to profitability. And there is no RULE we can put in place that will eliminate manias and depressions, and all the animal spirits which drive the business cycle.